Mortgage Management for Financial Institutions
At FyG we manage the entire mortgage formalisation process with rigorous documentation and expert support, ensuring legal certainty, operational agility and full traceability from preparation to land registry inscription.
A Comprehensive Service Covering the Entire Process of Preparation, Signing, Processing, and Registration of Mortgages
From the formalisation of the transaction to its registration in the Land Registry, FyG ensures regulatory compliance (LCCI), the cancellation of existing charges, and the registration of prior deeds linked to the mortgage transaction. This process frees financial institutions from any operational burden and reduces risks associated with management errors.
Step by step mortgage management for financial institutions
Expert supervision to ensure regulatory compliance in every transaction.
Document preparation and signing assistance
We collect and review the necessary documentation and accompany the client to the notary to ensure a smooth and incident-free signing, representing the financial institution as attorney-in-fact.
Post-signing management
We collect the loan deed (novation/subrogation) and any prior deeds linked to the transaction; we handle the tax settlement and prepare all documentation required for registration.
Land registry inscription
We register the mortgage with the relevant Land Registry, ensuring its proper formalisation
Cancellation of prior encumbrances
We manage the cancellation of any prior entries in the registry when necessary, ensuring the legal status of the property.
Business in Numbers
Effective management, real results
Portfolio acquisitions
REOs
NPLs
Legal and tax analyses
Awards and deeds
Formalisations and sales
Mortgages signed
Trust Management
The Services in Which FyG Specialises are
We bring trust and expertise to the acquisition and management of NPLs and REOs, ensuring secure and profitable transactions, backed by the confidence of over 90% of servicers in the sector.
Portfolio Acquisition Management (NPLs and REOs)
We handle all types of documents and requests related to urban planning and deed management with agility and legal, fiscal, and technical rigour. We coordinate with notaries, registries, and public administrations to ensure regulatory compliance, efficiently resolve procedures, and guarantee the full regularisation and sanitisation of real estate assets.
Registration of Documents and Deed Management
At FyG, we shape the legal pathway through thorough documentation, strategic analysis, and procedural efficiency, providing structure along with legal and operational expertise at a key stage of the mortgage process. We ensure robust files through pre-litigation management, risk analysis, mortgage chain review, and solvency assessment.
Pre-litigation Management
We offer tax optimisation with expert focus and strategic vision, addressing real estate taxation comprehensively, analysing each transaction to reduce the tax burden with technical rigour, tailored solutions and full regulatory compliance.
Property Taxation
We comprehensively manage local taxes and relations with property owners’ associations, ensuring regulatory compliance, defence against unfounded claims, and thorough closure of all property-related tax obligations.
Municipal Tax & HOA Management
We ensure secure, efficient and fully coordinated closings for real estate transactions. Our team manages the entire process from start to finish, acting as a direct link between clients, notaries and all parties involved, always guaranteeing maximum legal, tax and documentary security in full compliance with current regulations.
Closing (Formalisation, AML and Signing Assistance)
we reach out, negotiate and resolve matters directly on-site to assess the real situation of the asset, opening extrajudicial channels with debtors, reducing delays, avoiding unnecessary litigation and protecting the client’s reputation.
Door Knocking and Mediation
We ensure the continuity of judicial proceedings following the purchase of occupied or rented properties, guaranteeing smooth operations and minimising legal risks.
Judicial Proceedings Management
We manage the entire mortgage formalisation process with rigorous documentation and expert support, ensuring legal certainty, operational agility and full traceability from preparation to land registry inscription.
Mortgage Management for Financial Institutions
