Pre-litigation Management
At FyG, we shape the legal pathway through thorough documentation, strategic analysis, and procedural efficiency, providing structure along with legal and operational expertise at a key stage of the mortgage process. We ensure robust files through pre-litigation management, risk analysis, mortgage chain review, and solvency assessment.
A Case File Ready for Court, with No Blind Spots
We comprehensively manage all actions prior to the filing of a claim: from the collection and analysis of documentation to the preparation of the Balance Determination Report, formal communication with the debtor, and the final drafting of the claim. All of this is done with expert precision, ensuring compliance with applicable regulations, mitigation of registry-related risks, and adherence to the formal requirements specific to each legal procedure.
Step by Step Pre-litigation Management
Structured solution to optimise the pre-judicial phase.
Preparation of the legal file
We review the documentation provided by the client, collect enforceable copies, analyse registry and planning encumbrances, and request simple notes or necessary land registry certificates to build a solid documentary base.
Debt settlement and communication to the debtor
We determine the applicable regulations and calculate the debt accordingly (with or without LCCI). We notify the debtor by burofax of the outstanding amount, adjusting the number of notifications depending on the type of operation, and carry out recalculations if required by the court.
Balance Statement Certificate (AFS)
We prepare the necessary certificates to constitute the official document signed by the notary. We manage its delivery, follow-up, and review once executed
Drafting of the claim
We analyse the type of legal procedure required (mortgage enforcement, ETNJ, ETJ, etc.) and review all documentation to ensure its legal consistency. Finally, we draft the claim in line with the most suitable procedural approach.
Business in Numbers
Effective management, real results
Portfolio acquisitions
REOs
NPLs
Legal and tax analyses
Awards and deeds
Formalisations and sales
Mortgages signed
Trust Management
The Services in Which FyG Specialises are
We bring trust and expertise to the acquisition and management of NPLs and REOs, ensuring secure and profitable transactions, backed by the confidence of over 90% of servicers in the sector.
Portfolio Acquisition Management (NPLs and REOs)
We handle all types of documents and requests related to urban planning and deed management with agility and legal, fiscal, and technical rigour. We coordinate with notaries, registries, and public administrations to ensure regulatory compliance, efficiently resolve procedures, and guarantee the full regularisation and sanitisation of real estate assets.
Registration of Documents and Deed Management
At FyG, we shape the legal pathway through thorough documentation, strategic analysis, and procedural efficiency, providing structure along with legal and operational expertise at a key stage of the mortgage process. We ensure robust files through pre-litigation management, risk analysis, mortgage chain review, and solvency assessment.
Pre-litigation Management
We offer tax optimisation with expert focus and strategic vision, addressing real estate taxation comprehensively, analysing each transaction to reduce the tax burden with technical rigour, tailored solutions and full regulatory compliance.
Property Taxation
We comprehensively manage local taxes and relations with property owners’ associations, ensuring regulatory compliance, defence against unfounded claims, and thorough closure of all property-related tax obligations.
Municipal Tax & HOA Management
We ensure secure, efficient and fully coordinated closings for real estate transactions. Our team manages the entire process from start to finish, acting as a direct link between clients, notaries and all parties involved, always guaranteeing maximum legal, tax and documentary security in full compliance with current regulations.
Closing (Formalisation, AML and Signing Assistance)
we reach out, negotiate and resolve matters directly on-site to assess the real situation of the asset, opening extrajudicial channels with debtors, reducing delays, avoiding unnecessary litigation and protecting the client’s reputation.
Door Knocking and Mediation
We ensure the continuity of judicial proceedings following the purchase of occupied or rented properties, guaranteeing smooth operations and minimising legal risks.
Judicial Proceedings Management
We manage the entire mortgage formalisation process with rigorous documentation and expert support, ensuring legal certainty, operational agility and full traceability from preparation to land registry inscription.
Mortgage Management for Financial Institutions
