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FyG, Experts in Mortgage and Real Estate Management

22 years experience in offering comprehensive solutions for servicers, funds and financial institutions throughout Spain.

About FyG

FyG is a Spanish company based in Madrid, specialising in mortgage and real estate management since 2002. We have extensive experience in NPL, PL and REO portfolios, and in process outsourcing (BPO) for servicers, investment funds and financial institutions.

With a nationwide network of branches, technological integration and an expert team, we support the entire portfolio cycle: from analysis and acquisition to formalisation and sale. FyG is a guarantee for efficiency, scalability and compliance in every operation.

Discover our services

The Company in Numbers

Trust, experience and national coverage.

22

years of experience

+210

employees

100%

permanent contracts

+530

regional branches

+1.540

authorised representatives

6

integrations with third-party systems

The Services in Which FyG Specialises are

We bring trust and expertise to the acquisition and management of NPLs and REOs, ensuring secure and profitable transactions, backed by the confidence of over 90% of servicers in the sector.

Portfolio Acquisition Management (NPLs and REOs)

We handle all types of documents and requests related to urban planning and deed management with agility and legal, fiscal, and technical rigour. We coordinate with notaries, registries, and public administrations to ensure regulatory compliance, efficiently resolve procedures, and guarantee the full regularisation and sanitisation of real estate assets.

Registration of Documents and Deed Management

At FyG, we shape the legal pathway through thorough documentation, strategic analysis, and procedural efficiency, providing structure along with legal and operational expertise at a key stage of the mortgage process. We ensure robust files through pre-litigation management, risk analysis, mortgage chain review, and solvency assessment.

Pre-litigation Management

We offer tax optimisation with expert focus and strategic vision, addressing real estate taxation comprehensively, analysing each transaction to reduce the tax burden with technical rigour, tailored solutions and full regulatory compliance.

Property Taxation

We comprehensively manage local taxes and relations with property owners’ associations, ensuring regulatory compliance, defence against unfounded claims, and thorough closure of all property-related tax obligations.

Municipal Tax & HOA Management

We ensure secure, efficient and fully coordinated closings for real estate transactions. Our team manages the entire process from start to finish, acting as a direct link between clients, notaries and all parties involved, always guaranteeing maximum legal, tax and documentary security in full compliance with current regulations.

Closing (Formalisation, AML and Signing Assistance)

we reach out, negotiate and resolve matters directly on-site to assess the real situation of the asset, opening extrajudicial channels with debtors, reducing delays, avoiding unnecessary litigation and protecting the client’s reputation.

Door Knocking and Mediation

We ensure the continuity of judicial proceedings following the purchase of occupied or rented properties, guaranteeing smooth operations and minimising legal risks. 

Judicial Proceedings Management

We manage the entire mortgage formalisation process with rigorous documentation and expert support, ensuring legal certainty, operational agility and full traceability from preparation to land registry inscription.

Mortgage Management for Financial Institutions

Comprehensive Solutions

Certifications

We have obtained key certifications that attest to the excellence of our processes, regulatory compliance and ethical culture.

Certificado 37001
Certificado 19601

Why FyG?

Reasons to trust FyG 

A solid professional track record

With 22 years of experience and more than 350 portfolio acquisitions, we are a multidisciplinary team of managers, lawyers, economists, and administrative professionals who dedicate their enthusiasm and commitment to serving our clients.

Experts in Mortgage Outsourcing

Specialists in mortgage outsourcing, we offer a complete and specialised service with nationwide coverage, attending to clients anywhere in Spain.

Legal security

We focus on client satisfaction by providing personalised attention and maintaining high quality standards, while ensuring full legal security and regulatory compliance in all operations.

Full transparency

We operate with complete transparency, communicating clearly and honestly with our clients, and offering expert and reliable advice on all financial products.

In-house technology

We have our own highly configurable, tailor-made IT system with the flexibility to adapt quickly to new product types and business lines. In addition to effective cybersecurity and data protection mechanisms.

Why FyG?