FyG, Experts in Mortgage and Real Estate Management
22 years experience in offering comprehensive solutions for servicers, funds and financial institutions throughout Spain.
About FyG
FyG is a Spanish company based in Madrid, specialising in mortgage and real estate management since 2002. We have extensive experience in NPL, PL and REO portfolios, and in process outsourcing (BPO) for servicers, investment funds and financial institutions.
With a nationwide network of branches, technological integration and an expert team, we support the entire portfolio cycle: from analysis and acquisition to formalisation and sale. FyG is a guarantee for efficiency, scalability and compliance in every operation.
The Company in Numbers
Trust, experience and national coverage.
years of experience
employees
permanent contracts
regional branches
authorised representatives
integrations with third-party systems
The Services in Which FyG Specialises are
We bring trust and expertise to the acquisition and management of NPLs and REOs, ensuring secure and profitable transactions, backed by the confidence of over 90% of servicers in the sector.
We handle all types of documents and requests related to urban planning and deed management with agility and legal, fiscal, and technical rigour. We coordinate with notaries, registries, and public administrations to ensure regulatory compliance, efficiently resolve procedures, and guarantee the full regularisation and sanitisation of real estate assets.
At FyG, we shape the legal pathway through thorough documentation, strategic analysis, and procedural efficiency, providing structure along with legal and operational expertise at a key stage of the mortgage process. We ensure robust files through pre-litigation management, risk analysis, mortgage chain review, and solvency assessment.
We offer tax optimisation with expert focus and strategic vision, addressing real estate taxation comprehensively, analysing each transaction to reduce the tax burden with technical rigour, tailored solutions and full regulatory compliance.
We comprehensively manage local taxes and relations with property owners’ associations, ensuring regulatory compliance, defence against unfounded claims, and thorough closure of all property-related tax obligations.
We ensure secure, efficient and fully coordinated closings for real estate transactions. Our team manages the entire process from start to finish, acting as a direct link between clients, notaries and all parties involved, always guaranteeing maximum legal, tax and documentary security in full compliance with current regulations.
we reach out, negotiate and resolve matters directly on-site to assess the real situation of the asset, opening extrajudicial channels with debtors, reducing delays, avoiding unnecessary litigation and protecting the client’s reputation.
We ensure the continuity of judicial proceedings following the purchase of occupied or rented properties, guaranteeing smooth operations and minimising legal risks.
Comprehensive Solutions
Certifications
We have obtained key certifications that attest to the excellence of our processes, regulatory compliance and ethical culture.
Why FyG?
Reasons to trust FyG
A solid professional track record
With 22 years of experience and more than 350 portfolio acquisitions, we are a multidisciplinary team of managers, lawyers, economists, and administrative professionals who dedicate their enthusiasm and commitment to serving our clients.
Experts in Mortgage Outsourcing
Specialists in mortgage outsourcing, we offer a complete and specialised service with nationwide coverage, attending to clients anywhere in Spain.
Legal security
We focus on client satisfaction by providing personalised attention and maintaining high quality standards, while ensuring full legal security and regulatory compliance in all operations.
Full transparency
We operate with complete transparency, communicating clearly and honestly with our clients, and offering expert and reliable advice on all financial products.
In-house technology
We have our own highly configurable, tailor-made IT system with the flexibility to adapt quickly to new product types and business lines. In addition to effective cybersecurity and data protection mechanisms.